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As one of the world’s leading specialist insurance and reinsurance law firms, we work with insurers, reinsurers, brokers, captives, MGAs, alternative risk carriers and their policyholders to provide solutions to complex, strategic corporate and commercial issues.

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Insurance Ince

Our reputation for excellence has been built over our 150-year history.  We advise on all aspects of claims, litigation and alternative dispute resolution, coverage and policy wordings for clients in the international insurance sector - from property and casualty to marine, yachts, aviation, energy and specialty insurance.

Our in-depth sector expertise coupled with our international footprint across the UK, Europe, Middle East and Asia Pacific regions enable us to advise clients across multiple jurisdictions, with a consistent approach and depth of knowledge.

    As part of Ince, a full service law firm, we can also advise clients on matters of corporate law, intellectual property, commercial litigation, data protection, licensing, employment, regulatory solutions, immigration, corporate finance, shipping, real estate and private wealth.

    Accident and health  |  Aviation  |  Casualty  |  Construction  |  Cyber  |  Energy  |  General liability  |  Healthcare  |  Management liability  |  Marine  |  Motor  |  Political risk  |  Product liability  |  Professional indemnity  |  Property  |  Reinsurance and alternative risk transfer  |  Specialty  |  Trade credit  |  Warrantee

    News & insights on Insurance

    News / Widely worded no-assignment clause shuts out insurer’s claims

    24-01-2023 / Insurance

    An insurer that paid out on a claim brought by its assured, the buyer of aircraft under an English law sale contract, has been prevented from making a recovery against the seller because the sale contract incorporated a widely worded no-assignment clause.

    Widely worded no-assignment clause shuts out insurer’s claims

    News / Ince celebrates one year since Scotland office opening

    23-11-2022 / Insurance, Maritime, Real Estate

    We are pleased to be celebrating one year since opening our first Scottish office in the city of Glasgow.  Stefanie Johnston, dual-qualified Partner and Head of Scotland, has worked tirelessly over the last year to develop our offering through the opening of an Ince office in what is arguably an established Scottish market. Starting from the ground up, Stefanie and her team have successfully gained an admirable reputation in the region and further afield in the maritime, insurance, real estate and regulatory sectors. 

    Ince celebrates one year since Scotland office opening

    News / Anti-suit injunction to restrain breach of London arbitration agreement in insurance policy

    09-11-2022 / Insurance

    QBE Europe SA/NV and another v. Generali Espana de Seguros y Reaseguros [2022] EWHC 2062 (Comm) In this case, a Spanish insurer sought to assert a direct right of action against a UK insurer in Spanish proceedings. The English Court found that the Spanish proceedings had been brought in contravention of a London arbitration agreement in the relevant liability insurance policy and granted an anti-suit injunction to restrain those proceedings.

    Anti-suit injunction to restrain breach of London arbitration agreement in insurance policy

    Insights / Countdown to COP27: recent developments

    04-11-2022 / Energy & Infrastructure, Insurance

    As we get ready for COP27, we've prepared a summary some of the key developments relating to climate and environmental policies over the last few weeks.

    Countdown to COP27: recent developments

    News / Dan Crockford appointed as Head of Office for Ince (Bristol)

    23-06-2022 / Insurance

    We are delighted to announce that Dan Crockford has recently been appointed as Head of Office for Ince (Bristol).

    Dan Crockford appointed as Head of Office for Ince (Bristol)

    News / Court construes scope of indemnity under Mortgagees’ Interest Insurance Policy

    06-06-2022 / Insurance, Maritime

    Piraeus Bank A.E. v Antares Underwriting Limited and others (The ZouZou) [2022] EWHC 1169 (Comm)

    Court construes scope of indemnity under Mortgagees’ Interest Insurance Policy

    News / The Insurance and Reinsurance Law Review Tenth Edition

    19-05-2022 / Insurance

    We are delighted to share with you the tenth edition of The Insurance and Reinsurance Law Review edited by Simon Cooper. As with previous years, Ince was a member of The Law Reviews (TLR) leading panel of contributors. 

    The Insurance and Reinsurance Law Review Tenth Edition

    News / High Court assesses insurable interest principle and late payment damages claim

    16-03-2022 / Insurance, Maritime

    Quadra Commodities SA v XL Insurance Company SE & Ors [2022] EWHC 431 (Comm) This recent High Court case deals with a claim arising from the “Agroinvestgroup Fraud” which affected the Ukrainian agribusiness in early 2019. It provides useful guidance on the interpretation of all-risks cargo policies and, for the first time, how the Courts will treat claims for late payment damages under section 13A of the Insurance Act 2015.

    High Court assesses insurable interest principle and late payment damages claim

    Insights / Chambers Global Practice Guides - Insurance & Reinsurance 2022

    02-02-2022 / Insurance

    We are delighted to share with you Simon Cooper's input as Contributing Editor to this year's Chambers Global Practice Guides - Insurance & Reinsurance 2022.

    Chambers Global Practice Guides - Insurance & Reinsurance 2022

    News / Ince achieve top rankings in the new Chambers and Partners Greater China Region 2022 Guide

    18-01-2022 / Insurance, Maritime

    The firm maintained its high rankings in Shipping and Insurance across China and Hong Kong jurisdictions.

    Ince achieve top rankings in the new Chambers and Partners Greater China Region 2022 Guide

    News / Ince appoints Jennette Newman as Partner and Head of Insurance

    01-12-2021 / Insurance

    Heavyweight hire bolsters the firm’s ability to help insurance clients navigate increasingly complex global challenges.

    Ince appoints Jennette Newman as Partner and Head of Insurance

    Insights / Success with subrogation in the UAE

    25-05-2021 / Insurance

    Insurers often perceive subrogated recoveries as challenging and uncertain in this region and that can be true to some extent. 

    Success with subrogation in the UAE

    Insights / Insurance & Reinsurance guide 2021

    25-01-2021 / Insurance

    We are pleased to share with you Chambers and Partners 'Insurance & Reinsurance guide 2021', of which Simon Cooper is the contributing editor.

    Insurance & Reinsurance guide 2021

    Insights / Supreme Court checks out of Orient Express Hotel

    19-01-2021 / Insurance

    On 15 January 2020, the Supreme Court handed down its judgment in this test case that was initiated by the Financial Conduct Authority (“”FCA”) in order to determine a number of common coverage issues pertaining to the correct response of non-damage business interruption policies to the Covid-19 pandemic.

    Supreme Court checks out of Orient Express Hotel

    Insights / Decennial Liability in the UAE

    05-10-2020 / Insurance

    At its core, decennial liability is a form of strict liability imposed on architects, engineers and contractors in the case of total or partial collapse of a building or structure or defects found in the building or structure that threaten the structural integrity of the building.

    Decennial Liability in the UAE

    Insights / The Insurance and Reinsurance Law Review Eighth Edition

    16-06-2020 / Insurance

    We’re pleased to share with you the eighth edition of The Insurance and Reinsurance Law Review. Ince is a member of The Law Reviews (TLR) leading panel of contributors and the team this year led by Peter Rogan as the Editor, contributed to the following topics:

    The Insurance and Reinsurance Law Review Eighth Edition

    Insights / Chapter 15 - England and Wales

    16-06-2020 / Insurance

    The UK insurance and reinsurance industry is the largest in Europe and the fourth-largest in the world.

    Chapter 15 - England and Wales

    Insights / Chapter 1 - Insurtech and Artificial Intelligence

    16-06-2020 / Insurance

    The rapid development of converging technologies is bringing about fundamental changes to the insurance industry. In the long term, organisations that are slow to embrace these new technologies will struggle to compete and to retain their place in the market.

    Chapter 1 - Insurtech and Artificial Intelligence

    Insights / Chapter 3 - Fraud Insurance Claims: Where are we now?

    16-06-2020 / Insurance

    Dishonesty in general, and fraudulent claims in particular, cost the insurance market considerable amounts each year. The legal consequences of dishonesty are not always the same, however, and will depend on a number of factors, including how it manifests itself and the point in the process at which it occurs.

    Chapter 3 - Fraud Insurance Claims: Where are we now?

    Insights / Chapter 2 - Cyber Insurance

    16-06-2020 / Insurance

    As the use of cloud-based computing, electronic platforms and smart devices continues to increase, it goes without saying that businesses have had to adapt quickly to technological advances and the corollary demands of their customers.

    Chapter 2 - Cyber Insurance

    Insights / Chapter 18 - Greece

    16-06-2020 / Insurance

    The insurance market experiences constant change because of its interdependence with the economy as a whole.

    Chapter 18 - Greece

    Insights / Chapter 17 - Germany

    16-06-2020 / Insurance

    Approximately 914 foreign insurers are underwriting direct risks on the German market, either through a branch or, for the majority, by offering services from their foreign places of business.

    Chapter 17 - Germany

    News / UAE chapter of insurance and reinsurance in the International Comparative Legal Guide 2020

    06-04-2020 / Insurance

    We are pleased to announce that members of the Dubai office’s insurance team recently contributed to the UAE chapter of insurance and reinsurance in the International Comparative Legal Guide 2020.

     UAE chapter of insurance and reinsurance in the International Comparative Legal Guide 2020

    News / Coronavirus advice: Insurance

    05-03-2020 / Insurance

    Whilst many remain sceptical about how promptly COVID-19 was first reported, the World Health Organisation says that the reporting at the end of December 2019 allowed many countries to take early steps to prepare for further cases of COVID-19 and to minimise its spread. Notwithstanding the position taken by the World Health Organisation and the initial containment within China, the speed at which COVID-19 has spread, now to over 70 other countries and at a rate faster than the more deadly MERS-CoV virus, has suprised many. The rate of spread has led to significant disruption to commerce and supply chains and this will necessarily impact retail and commercial insurances. We touch on some of the commercial lines of insurance likely to be affected in this note.

    Coronavirus advice: Insurance

    News / War Risk Underwriters defeat “most spectacular fraud in shipping history”

    09-10-2019 / Insurance, Maritime

    Suez Fortune Investments Ltd & Another v. Talbot Underwriting Ltd and Others (Brillante Virtuoso) [2019] EWHC 2599 (Comm)

    War Risk Underwriters defeat “most spectacular fraud in shipping history”

    News / Who Will Guard the Guards? Supreme Court Determines the Rights of Non-Parties to Documents Used in Court Proceedings

    14-08-2019 / Insurance

    Cape Intermediate Holdings Ltd v Dring [2018] EWCA Civ 1795 The Supreme Court has clarified the extent of a non-party’s right to request copies of documents filed with the court in a case of importance to all litigants concerned about the confidentiality of their documents.

    Who Will Guard the Guards? Supreme Court Determines the Rights of Non-Parties to Documents Used in Court Proceedings

    News / Insurers at increasing risk of non-party costs orders

    24-07-2019 / Insurance

    Various Claimants v Giambrone & AIG [2019] EWHC 34 (QB)

    Insurers at increasing risk of non-party costs orders

    News / Ince expands presence in historic Lloyd’s building

    22-07-2019 / Insurance

    We are pleased to announce that our insurance practice is moving from Aldgate Tower to the Lloyd’s building in the heart of the London insurance market.

    Ince expands presence in historic Lloyd’s building

    News / Insurance Blog round-up June 2019

    10-07-2019 / Insurance

    We are pleased to present our Insurance Blog round-up for June 2019.

    Insurance Blog round-up June 2019

    News / Committal proceedings in public interest for potentially dishonest EL claimants

    09-07-2019 / Insurance

    Zurich Insurance Plc v David Romaine [2019] EWCA Civ 851 This Court of Appeal case considered the correct approach to the grant of permission for the bringing of committal proceedings against a person alleged to have made false statements in a personal injury claim. In doing so, the Court of Appeal overturned the lower Court’s decision, holding that the judge’s approach had been flawed and that the public interest was clearly in favour of granting permission for committal proceedings to be brought.

    Committal proceedings in public interest for potentially dishonest EL claimants

    News / Committal proceedings in public interest for potentially dishonest EL claimants

    09-07-2019 / Insurance

    Zurich Insurance Plc v David Romaine 2019 EWCA Civ 851 This Court of Appeal case considered the correct approach to the grant of permission for the bringing of committal proceedings against a person alleged to have made false statements in a personal injury claim In doing so, the Court of Appeal overturned the lower Court's decision, holding that the judge's approach had been flawed and that the public interest was clearly in favour of granting permission for committal proceedings to be brought

    Committal proceedings in public interest for potentially dishonest EL claimants

    News / Claims notifications vs crystal ball gazing – the Court of Appeal’s recent Euro Pools decision

    01-07-2019 / Insurance

    The Court of Appeal has overturned a first instance decision in the case of Euro Pools PLC (in administration) v Royal & Sun Alliance PLC. This case deals with the notification of circumstances under a claims made policy where insured and insurer are asserting it fell within different policy years and what degree of awareness an insured must have in relation to the circumstances of which it is notifying insurers.

    Claims notifications vs crystal ball gazing – the Court of Appeal’s recent Euro Pools decision

    News / Claims notifications vs crystal ball gazing the Court of Appeal's recent Euro Pools decision

    01-07-2019 / Insurance

    The Court of Appeal has overturned a first instance decision in the case of Euro Pools PLC (in administration) v Royal Sun Alliance PLC This case deals with the notification of circumstances under a claims made policy where insured and insurer are asserting it fell within different policy years and what degree of awareness an insured must have in relation to the circumstances of which it is notifying insurers

    Claims notifications vs crystal ball gazing  the Court of Appeal's recent Euro Pools decision

    News / Supreme Court clarifies the costs of repair which count towards a Constructive Total Loss in The Renos

    17-06-2019 / Insurance, Maritime

    Sveriges Angfartygs Assurans Forening (The Swedish Club) and others (Appellants) v Connect Shipping Inc and another (Respondents) 2019 UKSC 29In a decision which partially overturns the findings of the courts below, the Supreme Court has last week handed down its judgment in a dispute between shipowners and insurers over whether the MV Renos was a constructive total loss (CTL)

    Supreme Court clarifies the costs of repair which count towards a Constructive Total Loss in The Renos

    News / Iran sanctions update - June 2019

    14-06-2019 / Commodities & Trade, Insurance

    Iran sanctions - Escalating tensions

    Iran sanctions update - June 2019

    News / The Creola - Malicious acts, Piracy and Perils of the Seas examined

    03-06-2019 / Insurance, Maritime

    A yacht owner has recovered from her insurer for loss and damage flowing from the grounding and subsequent looting of her yacht in a recent decision of the London Circuit Commercial Court (Linda McKeever v Northernreef Insurance Co SA)

    The Creola - Malicious acts, Piracy and Perils of the Seas examined

    News / SPECIAL EDITION Insurance E-Brief

    17-05-2019 / Insurance

    We're pleased to share with you the seventh edition of The Insurance and Reinsurance Law Review

    SPECIAL EDITION Insurance E-Brief

    News / SPECIAL EDITION: Insurance E-Brief

    17-05-2019 / Insurance

    We’re pleased to share with you the seventh edition of The Insurance and Reinsurance Law Review.

    SPECIAL EDITION: Insurance E-Brief

    News / Chapter 3 - Fraud Insurance Claims Where Are We Now

    16-05-2019 / Insurance

    Dishonesty in general, and fraudulent claims in particular, cost the insurance market considerable amounts each year The legal consequences of dishonesty are not always the same, however, and will depend on a number of factors, including how it manifests itself and the point in the process at which it occurs

    Chapter 3 - Fraud Insurance Claims Where Are We Now

    News / Chapter 2 - Cyber Insurance

    16-05-2019 / Insurance

    As the use of cloud-based computing, electronic platforms and smart devices continues to increase, it goes without saying that businesses have had to adapt quickly to technological advances and the corollary demands of their customers

    Chapter 2 - Cyber Insurance

    News / Chapter 1 - Artificial Intelligence

    16-05-2019 / Insurance

    The rapid development of artificial intelligence(AI) is bringing about fundamental changes to the insurance industry In the long term, organisations that are slow to embrace this new technology will struggle to compete and to retain their place in the market.

    Chapter 1 - Artificial Intelligence

    News / Chapter 17 - Greece insurance

    16-05-2019 / Insurance

    The insurance market experiences constant change because of its interdependence with the economy as a whole. The Greek insurance market continues market continues to be under pressure (as is the rest of the Greek economy), with its main characteristic being a significant and continuous drop in premium production, especially in the car insurance sector.

    Chapter 17 - Greece insurance

    News / Chapter 14 - England and Wales Insurance

    16-05-2019 / Insurance

    The UK insurance and reinsurance industry is the largest in Europe and the fourth-largest in the world. Commercial insurance business in the UK is dominated by the ‘London Market’, which today is the world’s leading market for internationally traded insurance and reinsurance.

    Chapter 14 - England and Wales Insurance

    News / Chapter 16 - Germany Insurance

    16-05-2019 / Insurance

    Approximately 909 foreign insurers are underwriting direct risks on the German market, either through a branch or, for the majority, by offering services from their foreign places of business.

    Chapter 16 - Germany Insurance

    News / Victory for Reinsurers in Court of Appeal Spiking Case

    18-04-2019 / Insurance

    Equitas Insurance Limited v Municipal Mutual Insurance Limited 2019 EWCA Civ 718

    Victory for Reinsurers in Court of Appeal Spiking Case

    News / Vedanta to be sued by Zambian claimants in English Courts

    10-04-2019 / Insurance

    The Supreme Court today handed down the judgment in Vedanta Resources plc and another v Lungowe and others 2019 UKSC 20 This judgment is of importance to insurers who are underwriting the liabilities of large multinational companies, particularly in the mining industry, since it appears to open the door to claimants bringing proceedings in the English courts, with little to no connection to the jurisdiction

    Vedanta to be sued by Zambian claimants in English Courts

    News / BaFin increases insurance supervisory requirements for Insurance Undertakings

    09-04-2019 / Insurance

    The German insurance regulator BaFin recently published a regulatory amendment, developed in coordination with the German Federal Office for Information Security (BSI), on the so-called critical infrastructures in the finance and insurance sector' (KRITIS) nbspThis amendment significantly increases the supervisory requirements on Insurance Undertakings (VAIT) to ensure adequate IT security

    BaFin increases insurance supervisory requirements for Insurance Undertakings

    News / What constitutes “use” of a vehicle and where must it be used for the purpose of the Road Traffic Act 1988?

    03-04-2019 / Insurance

    R & S Pilling t/a Phoenix Engineering (Respondent) v UK Insurance Ltd (Appellant) [2019] UKSC 16

    What constitutes “use” of a vehicle and where must it be used for the purpose of the Road Traffic Act 1988?

    News / Ince & Co present at 'Cyber Risk Insurance' event

    27-03-2019 / Insurance

    Today, Union Insurance hosted a “Cyber Risk Insurance” seminar with over 150 attendees from a wide variety of industries.

    Ince & Co present at 'Cyber Risk Insurance' event

    News / The Supreme Court rules on causation in professional negligence case

    13-03-2019 / Insurance

    In the recent case of Perry (Respondent) v Raleys Solicitors (Appellants) [2019] UKSC 5, the Supreme Court handed down a landmark judgment clarifying the correct approach to causation in professional indemnity cases in which the claimant alleges that because of his advisor’s negligence, he has last the chance to bring a claim against a third party.

    The Supreme Court rules on causation in professional negligence case

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