菜单
无论您需要关于管理个人财富的建议,还是在您的企业中实施稳健的保险和福利政策,我们的首要任务是提供个性化的解决方案,帮助您规划未来。

You, Financial Advisory Services
& Ince, in any case

我们的财务咨询服务是我们更广泛的私人财富产品的一部分。如需更多信息,请访问我们的私人财富页面 链接.

我们受金融行为监管局 (FCA) 监管的专家将财富规划的专业知识与一系列市场领先的产品相结合,为您提供切合您、您的家人和企业需求的实用建议和建议。  

我们的财务咨询、养老金和员工福利服务由我们在汉诺威的专家团队提供,该团队隶属于 The Ince Group。 有关汉诺威团队的更多信息, 请访问他们的页面.

财富规划

我们根据您的长期个人和企业财务目标提供详细和定制的投资建议和持续的投资管理。

我们可以帮助您驾驭复杂的金融服务市场,清楚地概述可用的解决方案,以确保您做出明智的决策。最终,我们可以帮助您最大化您的财富并减少与此相关的成本和税收;这将支持您保护您的未来计划,以便您可以照顾对您和您的家人最重要的事情。

我们的定制建议非常独立,并且基于适合您的建议。我们没有要销售的产品,可以在相关的情况下引入投资管理和税务服务,以根据您的个人需求制定高效、全面的计划。

养老金咨询

我们的专家可以指导您解决个人养老金的复杂性,在您退休后最大限度地发挥您的资产潜力。

对于我们的创业客户,我们可以为您的企业提供一系列灵活的养老金产品组合,以确保您的投资获得最大回报。此外,我们还可以就工作场所养老金计划向雇主和个人提供建议。

小型自管养老金计划

在最优惠的税制内,我们经常为寻求投资灵活性和获得各种资产类别的企业家、企业主和家族企业设立和管理小型自我管理养老金计划 (SSAS)。

员工福利

如果您是企业主或家族企业的一部分,我们可以确保您的员工福利方案是您和您的员工的稳健、具有成本效益的招聘和保留工具。我们提供与您的业务、员工和预算相一致的综合福利策略。

有关汉诺威及其提供的服务的更多信息, 请访问他们的页面.

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Hanover Pensions Limited (registered number: 01463755) and Hanover Trustee Company Limited (registered number: 01352234) are limited companies registered in England & Wales. Lists of directors are available for inspection at registered office: Llanmaes, Michaelston Road, St Fagans, Cardiff CF5 6DU.

Hanover Financial Management Limited is an appointed representative of Culver Financial Management Limited which is authorised and regulated by the Financial Conduct Authority No. 114852. Hanover Financial Management Limited is registered in England and Wales with number 08586887. A list of directors is available for inspection at our registered office: Llanmaes, Michaelston Road, St Fagans, Cardiff CF5 6DU. Culver Financial Management Limited is registered in England and Wales with number 01157569. A list of directors is available for inspection at our registered office: Llanmaes, Michaelston Road, St Fagans, Cardiff CF5 6DU.

Hanover Employee Benefits Limited is an appointed representative of Culver Financial Management Limited which is authorised and regulated by the Financial Conduct Authority No. 114852. Hanover Employee Benefits Limited is registered in England and Wales with number 02136651. Culver Financial Management Limited is registered in England and Wales with number 01157569. The Financial Conduct Authority does not regulate tax advice or trusts. The value of investments can fall as well as rise. You may not get back what you invest. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

See more:

Case Studies

Planning for retirement: tailored cashflow modelling based on our client’s needs

Our client was approaching retirement age, and wanted to set up a financial plan to receive an income in a tax-efficient manner from their various investments. Alongside this, the plan needed to consider their inheritance tax position. 

Relevant Life Policy for Managing Director of a company

Our corporate client’s Managing Director was about to cease their membership of the firm-wide Death-in-Service scheme. They had passed the retirement age of the scheme, but was not intending on retiring soon.

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