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Ince Gordon Dadds Emergency Response +442072836999

Fine Art
& Specie

With our in-depth knowledge of the insurance market, we are well placed to handle the issues that arise when dealing with fine art and specie claims. We can advise you on large, complex and commercially sensitive disputes but are also adept at dealing with lower value matters on a cost effective basis. Many cases within this class of business have an international angle and our experienced network of offices and associations throughout Europe, the MENA and Asia-Pacific regions allows us to advise on a multi-jurisdictional basis.

We can advise you on a wide range of issues, including:

  • Policy drafting
  • Coverage
  • Fraud
  • Insured’s liability to third parties
  • Subrogated recovery actions

We are familiar with a variety of policy wordings, including All Risks and Liability Specie policies, Jewellers’ Block policies and Fine Art policies for specific items as well as for collections and exhibitions. We regularly advise on issues of pre-contractual misrepresentation and non-disclosure, the interpretation of exclusions and on claims conditions.

Here are just some of the ways in which we have helped our clients:

  • In the well-publicised and reported Commercial Court case, Kamidian v Holt, we represented successful Lloyd’s insurers in a dispute arising from damage sustained to a clock during the transportation of items to and from a fine art exhibition in the USA.
  • We advised insurers on their coverage and subrogation position following an armed robbery of US$12 million worth of gold bars.
  • We advised insurers on a claim arising from the theft of jewels from the vehicle of a travelling salesman.
  • We advised insurers on coverage issues in relation to claims made under jewellers’ block policies, including in relation to the application of policy exclusions and territorial limits.
  • We redrafted an insurer’s specie policy wordings, including jeweller’s block and cash in transit

Whatever the value and complexity of the loss you are faced with, we can help you. Please contact Kiran Soar for more information.

Key contact