Kelvin's practice is wide-ranging, with specific focus on insurance/reinsurance work. Having worked in the firm’s Singapore and Shanghai offices, Kelvin developed an extensive network across Asia to assist clients on cross-border legal issues.
Insurance & Reinsurance
Kelvin oversees the development of Ince’s insurance/reinsurance operation in North Asia.
Kelvin’s work encompasses marine and non-marine insurance, contentious and regulatory, direct business and reinsurance. He specialises in coverage disputes particularly over property/BI risks product liability insurance, marine cargo and marine hull policies, yacht insurance, equipment installation all risks cover and bankers' blanket bonds. He has substantial experience in cases involving machinery breakdown such as gas turbine excessive blades corrosion, fire and water damage, underwater cable damage, bearing overheating, solar panel and PCB defects, and steam pipe explosions.
Recent cases include a HK$2 billion property insurance dispute caused by fire, property losses during social unrest in 2019, denial of claims under a product liability scheme/advertising injury cover on the back US class actions. He also assisted insurers in rejecting a HK$260+ million property damage claim caused by a super typhoon and subsequent flooding.
On reinsurance side, Kelvin advises on claims under reinsurance treaties or facultative arrangements from major disasters including earthquake, fire and Tianjin explosion in 2015.
On defence work, Kelvin handles a wide variety of cases ranging from product liability defence, professional negligence through to general liability claims. He developed a leading insurance broker E&O practice, and counts among his clients major international brokerage. He has also advised banking and CPA sectors in embezzlement and negligence claims.
On the non-contentious side, Kelvin regularly advises insurers and brokers on authorisation, withdrawal, M&A, corporate governance issues, product development, global programmes, reinsurance/retrocession scheme and agency management.
Kelvin was an appeals board member of the Hong Kong Federation of Insurers from 2010 to 2019.
Shipping & International Trade
Kelvin is well versed in a broad range of shipping and trade matters. He acted for major shipping lines, owners and charterers of bulkers and tankers, their P&I Clubs and cargo insurers in various disputes ranging from cargo damage/loss, unpaid charter hire, re-delivery disputes, demurrage to collision, unsafe port claims, personal injuries onboard and oil and air pollution charges. He also handled a number of trade disputes for commodities traders, and took part in Hong Kong, Singapore, London and ICC arbitrations.
My matter highlights
- First reported double insurance case in Hong Kong: Tai Ping Insurance v. Tugu Insurance & General Accident  HKC 401
- First reported insurance broker professional negligence case in Hong Kong: Kam Hing Trading v. People's Insurance Co. of China & others  4 HKLRD 630,  HKEC 1357
- Advice to international bancassurance operator on formulation of their global reinsurance/retrocession program
- Successful acquisition by private treaty of four Kien Hung Line vessels en bloc for Pacific International Lines in a Hong Kong court sale
- Obtaining US$50m arbitral awards for shipowners in charterparty claims and related court judgments over performance guarantees
- Securing favourable arbitral award over a cargo contamination claim commenced initially by client’s previous lawyers on completely wrong footing and enforcing successfully
My testimonials and accolades
“Client-oriented and gives an excellent service.”
My recent publications
News / Kelvin Lee to speak in the Marine Cargo panel at the 5th Asia Marine Insurance Conference
11-10-2017 / Insurance, Maritime
Kelvin Lee, Asia Insurance Practice Lead Partner, will be speaking at the 5th Asia Marine Insurance Conference 20-21 November Co-organised by Asia Insurance Review and The Hong Kong Federation of Insurers as part of this year's Hong Kong Maritime Week, the 2-day conference provides ship owners, ship managers, underwriters and all relevant stakeholders in the shipping and maritime industry with insightful updates on Cargo, Hull and PI
News / Mutual insurance a new insurance structure in China
29-07-2016 / Insurance
Global mutual premium comprises 27% of the total global insurance premium. However, according to the International Cooperative and Mutual Insurance Federation (ICMIF), mutual premium comprises only 0.3% of the total premium income in China. Clearly there is potential for growth in China’s insurance market. The uncertainty is how the China Insurance Regulatory Commission (CIRC) will promote and supervise this unfamiliar form of insurance which is a new concept to insurance professionals and consumers alike.